The personal savings rate in America has been on a steady decline over the past few decades. According to data from the Federal Reserve, the savings rate peaked at around 13% in the early 1980s but has since dropped to just 6.2% as of August...
After over a decade at historic lows, interest rates have begun rising and are expected to continue climbing. This new environment presents both risks and opportunities for investors. This comprehensive guide will give you some helpful interest rates tips by examining the impacts of rising...
A Custodial Roth IRA is a special tool for savings. It's there to help young people who earn money. A parent or guardian opens the account for the child. Sounds simple, right? Now let's dig a little deeper! Benefits of a Custodial Roth IRA A Custodial Roth...
Do high hotel prices make you frown? You're not alone. In 2020, U.S. hotels' cost was around $212 per night! So, we're all looking for cheaper places to stay. This article tells you about eight of them. Not only are they affordable, but they also...
Are you ready for summer? Me too! It's a happy time for sunshine, chillin', and grilling. We leave our school desks, cozy homes, and daily rhythms for sandy beaches and cool adventures. But watch out! Summer can also mean lots of money goes flying out of...
Financial literacy means you know how money works. You know how to multiply, manage, and budget them. Then, make it a habit! Today, we're diving deep into a treasured topic, one that's instrumental to creating wealth – good financial habits. These habits form the foundation of money...
