Loans for when life happens!

Personal Loans up to $50,000

SMARTER RATES
FAST & TRANSPARENT PROCESS
NO PREPAYMENT PENALTY
LEVEL PERSONAL LOAN

Do you need to borrow $500 – $50,000?

See how Level Financing’s rates can work for you

What you should know

What is a personal loan through Level?

It’s a low, fixed rate loan between $500-$50,000, with loan terms of 2-5 years so your monthly payments don’t change. There is no prepayment penalty, and no hidden fees.

Using credit cards can be expensive. A personal loan can be a smarter way to consolidate debt or fund your next major purchase.

In most applications, we offer same-day decisions. The funds can be sent within 72 hours if qualified.

Top Loan Financing Companies: Level Financing

Our loan options at Level Financing put you back in control of your personal finances.

When life happens, your savings might not cover everything, and we know how frustrating – or even embarrassing – it can feel. Our specialists at Level Financing have helped many Americans in similar situations find the right loan option for them, even for those with bad credit.

The process is quick and easy. Get started now with our online loan application.

Personal Loans for what you need and when you need them

Take a look at all the ways Level Financing can help you with life’s everyday moments – from big milestones to small weekend projects, and everything in between. Level offers many affordable and completely doable options, catering to a range of needs, even for those with bad credit. So you can enjoy life’s moments without the stress.

Credit Card Consolidation

Home Improvements

Family Planning

Travel

Check out Level Financing’s quick and easy application process facilitated by our expert online Level services team.

Low rates. Easy online application. Many options.

Check out Level Financing’s quick and easy application process.

1

Pre-Qualify

Begin with our easy loan application to find the rate that you could qualify for in as little as 60 seconds with no commitment, through Level Financing’s online system.

2

Loan Verification

After pre-qualifying online, a Level Financing loan consultant will work with you to verify your identity and complete your loan application.

3

Receive your Funds

The final step involves signing your documents, and funds could be wired to your account as soon as the same day.*

* without impacting your credit score

Start saving thousands with a low, fixed rate.

Did you hear credit card variables are rising in 2025? See how you can save thousands on interest by consolidating debt into a low fixed monthly payment.

High-interest rate credit card

Balance

$36,269

Interest Rate

$18.98% APR

Monthly Payment

$940.44

5-year interest paid

$20,157

Level Financing Personal Loan

Balance

$36,269

Interest Rate

$11.66% APR*

Monthly Payment

$800.57

5-year interest paid

$11,764

Estimated savings with Level

$8,392

* Example chart shows calculations based on a 5 year Level Financing Personal Loan with a fixed rate of 11.66% APR, which is the rounded average median funded APR for Level Financing Personal Loan borrowers who took out a loan with a 5 year term” from March 28 2021-March 28 2022. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallet Hub for Q4 2021 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments and no pre-payment amounts.