Being asked to lend money to a friend or relative is a scenario we may have found ourselves in at various times. While such a decision is rooted in kindness, it also carries a financial and emotional weight that deserves careful consideration. These situations should be approached with a balance of generosity and pragmatism. You…
For decades, we’ve worried about an artificial intelligence take-over of our jobs. Since the 1950s, it’s been a thing. Lately, academics have kept speculating that smart machines could make human work history. Read on for a measured perspective from people in the know. Understanding AI’s Role in the Workplace It’s tempting to trip out about…
New moms and dads often get shocked by the high newborn childcare cost. Daycare, nannies, diapers, and more quickly add up. Many families struggle to pay these new expenses. Could a personal loan provide some financial relief? Let’s break down the pros and cons of this approach. Understanding the Cost of Newborn Childcare Getting ready…
You’ve always pictured yourself having a fairytale wedding straight out of the pages of a bridal magazine. You have boards on Pinterest filled with stunning dresses, unbelievable flower arrangements, elegant tablescapes, and cakes so tall you need a ladder to put the topper on. The only problem is that this fantasy doesn’t come cheap. When…
An increasing number of young adults are finding themselves stuck living at home with their parents well into adulthood. This trend highlights the urgent issue of lack of affordable housing gripping the nation. For millennials and Gen Z, the dream of moving out and living independently after high school or college is being put on…
We get it – paying back a personal loan can feel overwhelming. But it doesn’t have to be. This handy guide will give you pro tips and tricks to master your loan repayment like a boss. First things first, we have to get familiar with some key loan terms so we know what we’re dealing…
Childless married couples are apparently on the rise. A 2022 Harris Poll found that while 43% of unmarried adults want to get married someday, only 28% plan on having children. This trend has led to major growth in dual income, no kids (DINK) households – around 43% of couples are now childfree, up 7% in…
Personal finance education is on the rise. More states are requiring high schools to offer money management classes. This helps equip students with essential skills. With Pennsylvania passing a law that guarantees a semester-long high school education in personal finance, the overall percentage of US students having to take these classes is now 53% Yet…
Having open, honest conversations about finances before taking the leap is crucial. This means laying everything out on the table – your income, debts, spending habits, financial goals, and more. It may feel awkward at first, but creating a safe space to share financial information will set you up for success. Here are four key…
Hello there, fantastic moms! Did you know that your hobbies can be more than just an outlet for creativity and stress relief? Yes, you read it right—you can turn your passion into profit. Today, let’s unveil ten money-making hobbies for stay-at-home moms like yourself. The Power of Turning Passion into Profit Why settle for occasional…
