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Level Financing – New Home

Debt Solutions Services

For Credit Card Debt of $15,000 or More

Debt Management, Settlement, and Consolidation Solutions

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Have More Than $15,000 In Unsecured Debt?

See how much you can save on your monthly payment.

Your Debt:
Your Current Payment Estimate*:
$660
Your New Payment Estimate*:
$335
Your Monthly Savings Payment Estimate*:
$325
  • FREE consultation
  • FREE savings estimates
  • Get out of debt without bankruptcy
  • NO upfront enrollment fees and no obligation
*Calculations are estimates based on historical data and not a guarantee of future results. Your experience is unique and results will vary depending on your creditors. Your Current Payment is your assumed minimum credit card payment based on 3% of your balance. Your New Payment is based on an average client who pays back approximately 50% of enrolled debt before fees, and 68% to 75% including fees.
Debt Settlement and Debt Management

Restructure Your Debt. Reshape Your Future.

Our debt solutions at Level™ Financing put you back in control of your personal finances.

When your credit score is less than ideal, and your debt has accumulated beyond $15,000, we know how frustrating — even embarrassing — it can feel. Our certified credit solutions experts have helped millions of people climb out from under their credit card debt by customizing debt relief options to meet their unique financial needs.

Start lowering your credit card payments immediately to reduce monthly debt while restoring your credit score and steering a course back to a debt free lifestyle.

Get A Free Debt Analysis
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Over 20,000 Enrolled.
Over $760M in Debt Settled.

Since 2009 Level Financing has provided debt solutions to thousands of people hoping to put their income back to work for themselves and their families. If you carry $15,000 or more in unsecured debt, start lowering your monthly payments right now, and begin rebuilding your personal savings.

Get A Free Debt Analysis

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Reclaim Financial Stability

Ethical Credit Card Debt Relief Solutions

You deserve a fair and honest chance to settle old debt and rebuild your credit report. Level Financing renegotiates your credit card payment terms to reduce interest rates, finance charges, and fees to lower the amount you owe each month, and restore your freedom to live the life you want.

Knowledge is power. Qualify today for the debt solutions right for you.

Get A Free Debt Analysis

“This program taught me to live within a budget, set long- and short-term goals, and to understand credit and interest. Level’s credit counseling agency presented me with the solutions I need to succeed.”

– Alex Dadban

Our Proven Debt Solutions

Imagine eliminating credit card debt six times faster than at your present rate of repayment, and putting those minimum monthly payments to work each month toward personal financial goals instead of toward credit card interest.

Life can get back to normal. Level Financing has a range of debt solutions to help you get there – without damaging your credit score.

What Is a Debt Management Plan

Debt Management Plan

Debt management programs are a powerful, proven means of reducing your monthly debt to creditors.

If you can afford to continue making regular monthly payments, Level’s debt management plan lets you pay off credit card debt up to six times faster than if you continued making the high-interest monthly payments imposed by your credit card companies. That means being debt free in 48 months rather than in 25 years, and paying 60%-65% less each month for the privilege of doing so.

That’s the power of a Level debt management plan.

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Debt Settlement Plan

Debt Settlement Plan

Level’s financial counseling service is a cut above that of other debt settlement companies. We call your banks and creditors, negotiating your settlement – sometimes down from as much as 50% of what you owe – to significantly reduce your debt burden and the amount you have to pay each month.

If you’re struggling to maintain current monthly payments, but can still meet 60%-70% of your regular monthly credit card minimums, debt settlement can give you the relief you need while providing the fastest way out from under the burden of your debt without filing for bankruptcy.

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Debt Settlement Plan
Debt Consolidation Loan

Debt Consolidation Loan

Level Financing has developed a third, hybrid debt relief solution designed to resolve all your debt problems at once.

This solution combines the best of both the debt management and debt settlement plans, giving you the urgent debt relief you require while at the same time lowering your monthly payment dramatically.

By consolidating payments to multiple creditors into a single monthly loan payment, qualifying clients can pay off their debt in just 6-12 months instead of the usual 36-48 months, while simultaneously rebuilding their credit scores.

Level’s debt consolidation loan gets you back on your feet fast, even as you’re paying off your loan.

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Debt Relief Solutions Made Easy

Here’s how to get started:

  • 1

    Complete our “Do You Qualify” form. Once qualification has been established, we’ll set you up with one of our expert debt solutions counselors.

  • 2

    Our team will develop a customized plan with the goal of wiping out your entire credit card debt and lowering your monthly payments to a fraction of what they were, and in a fraction of the time it might take for you to do so on your own.*

  • 3

    We’re your advocate every step of the way, helping you execute your debt solution while guiding you toward financial freedom.

*Each debt relief case is unique and there’s no guarantee of amount saved.

Debt Relief Solutions Made Easy

Here’s how to get started:

1
Complete our “Do You Qualify” form. Once qualification has been established, we’ll set you up with one of our expert debt solutions counselors.
2
Our team will develop a customized plan with the goal of wiping out your entire credit card debt and lowering your monthly payments to a fraction of what they were, and in a fraction of the time it might take for you to do so on your own.*
3
We’re your advocate every step of the way, helping you execute your debt solution while guiding you toward financial freedom.
*Each debt relief case is unique and there’s no guarantee of amount saved.

Why Level Debt Solutions?

We know how frustrating – even embarrassing – it can feel when your credit score is less than ideal and the debt just piles higher and higher.

Whether you’re struggling to shed credit card debt, student loan debt, medical bills, or any other type of unsecured debt obligation, Level’s credit counseling agency has a plan to get you up and running faster, with your dignity and integrity intact.

Get started now
Time Take Back Life

What Does It Cost?

Level Financing charges no upfront fees, and assesses no fee until the resolution of a client’s account.

Fees vary by state, and also by the amount of client-enrolled debt. On the whole, expect costs to reflect up to 25% of your total debt. When compared to the steep, ongoing costs incurred from paying the high interest rates charged each month by your credit card companies, you’ll be amazed at the striking value of Level Financing debt solutions.

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Change Your Life Today

No one should accept a life of perpetual debt, or struggle alone to make ends meet. A Level solution puts you back in control of your finances, and gets you the extra money you need to secure the basics we all need month to month.

Don’t endure another day of stress and financial worry. Life can change for the better, and it can change right now. Level debt solutions let you take control of your financial future.

Get A Free Debt Analysis

We’ve Helped Thousands of Customers
Find Debt Relief

Guy Pacini Review Stars

“Joshua Newman has helped me greatly with my credit card debts. This is one of the best things that has happened to me in years. Thanks to Josh I can satisfy my creditors, pay my bills, and avoid bankruptcy. May God bless him and Level Financing. Thank you for helping me find my solution and get out of debt.”

Lena Nicholaisan Review Stars

“Joshua Newman and Kelley McGowan have been nothing short of life savers. I got way in over my head with debt, and these two have shown me the solution for paying off my credit cards and putting my life back together again. Kelley guides and supports me every month with her patient and expert credit counseling in achieving financial success. I am so happy I went ahead with this program.”

5 Ways to Get Out of Debt Ebook