We get it – paying back a personal loan can feel overwhelming. But it doesn’t have to be. This handy guide will give you pro tips and tricks to master your loan repayment like a boss. First things first, we have to get familiar with some key loan terms so we know what we’re dealing…
Childless married couples are apparently on the rise. A 2022 Harris Poll found that while 43% of unmarried adults want to get married someday, only 28% plan on having children. This trend has led to major growth in dual income, no kids (DINK) households – around 43% of couples are now childfree, up 7% in…
The holiday season is prime time for overspending. But this year, more shoppers than ever are bumping up against their credit limits. With bills for gas, food, and other basics taking huge bites out of budgets, many folks have little left for gifts and other splurges. No wonder requests for higher card limits are skyrocketing!…
Personal finance education is on the rise. More states are requiring high schools to offer money management classes. This helps equip students with essential skills. With Pennsylvania passing a law that guarantees a semester-long high school education in personal finance, the overall percentage of US students having to take these classes is now 53% Yet…
It’s early January and you’re sitting at your desk with your morning coffee, dreading when the credit card bill arrives in the mail. You open it up, and your heart sinks – thanks to holiday spending you hadn’t really budgeted for, the balance is higher than you can comfortably afford this month. Sound like a…
We all know the cost of living has skyrocketed in recent years. Housing costs, in particular, have gone through the roof in many parts of the world. This has led to a growing concern over high rent-to-income ratios and the impact this financial stress can have on our health and how long we live. Recent…
M-o-n-e-y. For many women, this five-letter word is a major anxiety and stress source. Financial concerns constantly weigh on the minds of women today. But there is hope. This article will discuss common root causes of money stress for women and provide actionable strategies to help you master your finances, reduce uncertainty, and find financial…
Recent surveys show that nearly 4 in 10 Americans believe credit card debt is the biggest barrier preventing them from creating wealth. This issue impacts millions of households and can have long-lasting effects if not addressed. In this post, we’ll discuss the weight of credit card debt, how it hinders wealth creation, and, most importantly,…
Have you been thinking about how to get the most bang for your buck next year? Then you clicked the right article. We wanted to share some hot tips to rev up your investment plan for 2024. It is true that 2024 is still unclear. However, within uncertainty, opportunity hides. So, you must stay updated…
Technology has advanced to the point where we can now automate and connect various devices in our homes. From smart speakers to thermostats to security systems, homes are becoming “smarter” through the Internet of Things. A recent survey shows that using these new devices could end up boosting your home insurance savings. Here, you will…
