With the rise of smart home technologies, our humble homes are becoming more intelligent than ever before. It's as if our homes have transformed into ecosystems that work together to automate tasks, enhance our security, and provide us with infinite convenience and control. This represents...
Credit card debt is a major cause for concern for many people across the United States. Figures from the Federal Reserve Bank of New York put the total us credit card debt at a staggering $1.031 trillion. The severity of this issue is shown in...
When our current cash availability doesn't allow us to cover certain purchases or emergency expenses, borrowing money is typically the quickest available option. Two of the most popular ways to do so are taking out a personal loan and using a credit card. While both...
One important factor to consider if you are trying to improve your credit score is credit utilization. This term refers to the share of your overall available credit that is currently being borrowed. Its importance is due to its effect on your credit score. As...
Moving your current debt from one credit card to another is known in finance as a balance transfer. People usually resort to this transaction to benefit from lower interest rates (or other advantages) offered by the new card provider. Balance transfer credit cards allow you to...
