A new analysis shows that the health of consumer credit in the U.S. is falling. According to data analytics company FICO, the average credit score in America has fallen to 717 after over ten consecutive years of increases. After a long period of credit improvement following the Great Recession, it appears many consumers may be…
Heading off to college or grad school? Exciting times! But paying for it all can get tricky. Student loans from the government or your school only cover so much. A personal loan may help bridge the gap between financial aid and the reality of tuition, books, housing, and living expenses. Personal loans allow you to…
You’ve always pictured yourself having a fairytale wedding straight out of the pages of a bridal magazine. You have boards on Pinterest filled with stunning dresses, unbelievable flower arrangements, elegant tablescapes, and cakes so tall you need a ladder to put the topper on. The only problem is that this fantasy doesn’t come cheap. When…
If you’re a teacher, you know the struggle. The long hours grading papers and lesson planning late into the night, all while trying to make ends meet on a modest salary. Some months, it feels nearly impossible to keep up with the bills, let alone save anything for the future. So, when an unexpected expense…
It is no secret that interest rates on credit cards are at record highs. Let’s be honest for a minute: when you allow a balance to roll over month after month with 25% interest or more, it accumulates extremely quickly. Soon enough, the bank will be racking up substantial earnings from all the interest you…
Owing money to the IRS is very unpleasant. The notices keep coming, the penalties and interest accumulate, and you’re concerned the IRS will take your paycheck or empty your bank account. You want this tax debt burden removed as soon as possible. A personal loan seems like the type of solution that could take care…
Most Americans simply stick with whatever major bank issued their first credit card without ever shopping around. However, a surprising new study reveals this complacency is costing the average household hundreds of dollars each year in excessive interest payments. By changing credit card prover and switching from traditional big banks to smaller community banks and…
Do you work for yourself? Has income been uneven lately? A personal loan for freelancers may be the right solution for you. In this article, we will analyze the pros and cons and the best way to proceed. Why Freelancers Use Personal Loans Freelance work is infamous for strained cash flow. Income arrives in fits…
Need extra cash quickly? Small personal loans obtained online from reputable lenders like Level offer a fast and convenient borrowing option. Approval is often instant. Interest rates and repayment terms tend to be highly competitive as well. This post tells you everything you need to know. Understanding Small Personal Loans Online How much is a…
Personal loans can provide quick access to funds when you need them. However, getting approved for a personal loan from a traditional bank or credit union can be time-consuming and frustrating. That’s where online lending platforms come in. These sites connect borrowers with lenders faster than ever before. Read on to learn how to get…
