As the Average Credit Score in America Falls, Here’s How to Swim Against the Tide
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As the Average Credit Score in America Falls, Here’s How to Swim Against the Tide

ByGabriel Laporte

A new analysis shows that the health of consumer credit in the U.S. is falling. According to data analytics company FICO, the average credit score in America has fallen to 717 after over ten consecutive years of increases. After a long period of credit improvement following the Great Recession, it appears many consumers may be…

Can I Take Out a Personal Loan with a Low Credit Score?
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Can I Take Out a Personal Loan with a Low Credit Score?

ByGabriel Laporte

Loans can be beneficial when your current cash availability is too low to cover certain expenses. People use them for various reasons, from home improvements to car repairs. However, banks and other loan providers sometimes make life challenging for applicants. They look at factors before deciding whether to approve a loan request and what interest…