Personal finance education is on the rise. More states are requiring high schools to offer money management classes. This helps equip students with essential skills. With Pennsylvania passing a law that guarantees a semester-long high school education in personal finance, the overall percentage of US students having to take these classes is now 53% Yet…
Your life keeps shifting like the seasons. One phase ends while the next begins. Marriage. Parenthood. New homes. Career moves. All milestone events you celebrate. But also ones requiring serious money. As you contemplate major changes ahead, thoughts on financing inevitable costs creep in. Personal loans offer a lump sum upfront to fund dreams now…
It’s early January and you’re sitting at your desk with your morning coffee, dreading when the credit card bill arrives in the mail. You open it up, and your heart sinks – thanks to holiday spending you hadn’t really budgeted for, the balance is higher than you can comfortably afford this month. Sound like a…
Personal loans let you score a wad of cash for major expenses like home renovations, medical bills, and consolidating debt. Super convenient, sure, but these loans also come with long payment terms, mounting interest, and the risk of biting off more than you can chew debt-wise. So, making the responsible move requires some careful planning…
We all know the cost of living has skyrocketed in recent years. Housing costs, in particular, have gone through the roof in many parts of the world. This has led to a growing concern over high rent-to-income ratios and the impact this financial stress can have on our health and how long we live. Recent…
You and your partner have been trying to grow your family through adoption for a while now. You’re so excited to welcome a new little one into your home! But there’s no doubt about it – adoption is expensive. It is mind-blowingly expensive. We’re talking about 20,000 to $50,000 in adoption costs when you add…
M-o-n-e-y. For many women, this five-letter word is a major anxiety and stress source. Financial concerns constantly weigh on the minds of women today. But there is hope. This article will discuss common root causes of money stress for women and provide actionable strategies to help you master your finances, reduce uncertainty, and find financial…
That special day is finally on the horizon – you’re engaged and excited to start planning your dream wedding! But in the midst of picking china patterns and reception menus, a sobering thought hits you: how am I going to pay for my wedding? The average cost of a wedding today is over $30,000. Even…
Recent surveys show that nearly 4 in 10 Americans believe credit card debt is the biggest barrier preventing them from creating wealth. This issue impacts millions of households and can have long-lasting effects if not addressed. In this post, we’ll discuss the weight of credit card debt, how it hinders wealth creation, and, most importantly,…
Ending a marriage marks an intensely painful crossroads. Between attorney fees, supporting separate households, dividing up assets, and more, the costs add up quickly. Savings or help from family and friends often fall short. Taking out a personal loan offers a lifeline to handle the financial load in the near term. This guide covers key…
