With the rise of smart home technologies, our humble homes are becoming more intelligent than ever before. It’s as if our homes have transformed into ecosystems that work together to automate tasks, enhance our security, and provide us with infinite convenience and control. This represents a new frontier for modern living. The Future Is Smart…
According to some recent studies, food insecurity is a problem experienced by 60% of Americans. While improving one’s financial situation and advocating for measures aimed at making food accessible to everybody are crucial steps, the most immediate step most people can take to tackle this issue is to look for cheaper alternatives without compromising their…
The real estate market in 2023 faces a major challenge – record high mortgage rates that are pricing many prospective buyers out of homeownership. In this comprehensive guide, you’ll learn why rates are so high, how it impacts housing affordability, who is most affected, and strategies to still achieve your homeownership goals. Understanding Today’s Sky-High…
According to recent data, the average interest rate on traditional savings accounts is a meager 0.6%. That means for every $10,000 sitting in savings, you’re only earning $60 per year! Clearly, it’s high time for savvy savers to explore new strategies to maximize interest earnings. The good news is with a bit of research and…
Unexpected car repairs can put a major dent in your budget. One minute, you’re driving down the road, and the next, your car is sputtering and stalling, warning lights are flashing, or you’ve got a flat tire. Now, you’re facing a hefty auto shop bill just when you can least afford it. Taking advantage of…
Food is one of life’s necessities. Yet, food costs seem to keep going up and up. Between inflation driving prices higher and supply chain issues causing shortages, it can feel like your grocery bill is out of control. As food takes up a larger chunk of your paycheck, you may be wondering how to trim…
Debt is a growing problem for many people today. If you’re struggling under the load of debt, you may be tempted by the idea of taking out a personal loan to consolidate what you owe into one manageable payment. However, you are probably asking yourself: “Should I get a personal loan to pay off debt?”…
Last week brought a major milestone for interest rates as the yield on the 10-year US Treasury bond eclipsed 5% for the first time since 2011. This has immense implications for consumers and investors that warrant close attention. What is the US 10-Year Treasury Bond Yield? The 10-year Treasury bond is debt issued by the…
Retirement can seem like a far-off concept, especially when you’re just starting your career. However, planning and saving for your retirement years is one of the most important financial steps you can take. The decisions you make today about how you manage and invest your money will greatly impact your quality of life when you…
For business leaders, executives, entrepreneurs, and professionals looking for a new challenge, angel investing allows you to support high-potential startups in the critical early stages while also potentially generating significant investment returns. It connects experienced veterans with emerging innovators. Let’s first get grounded on how to be an angel investor. Understanding the Basics As an…
