In 2020, during the initial panic of COVID-19, fewer Americans were applying for and receiving approval for credit cards. These borrowing changes made sense at the time, as employers and workers alike were uncertain about the future. Yet, by 2023, consumers had shifted out of savings...
Credit card debt is a major cause for concern for many people across the United States. Figures from the Federal Reserve Bank of New York put the total us credit card debt at a staggering $1.031 trillion. The severity of this issue is shown in...
Student loan payments were put on hold by the U.S. government right when the pandemic hit us hard. The reason is to help all those people who owe money for their education. This break gave everyone some financial peace. However, this pause is about the...
Did you know personal loans might be a great way to get some quick money? People use them for all sorts of things like paying off other debts, fixing up their houses, or even going on their dream vacation! But guess what? Not all personal...
Personal loans are wonderful financial instruments. They are a very flexible form of borrowing. You can use them in countless ways, from home improvements to buying new things to debt consolidation. With online lenders becoming more common, securing a personal loan for $30,000 and beyond, all...
Buying a car is exciting. That new car smell, the shiny dashboard, the thrill of a smooth ride—there's nothing quite like it. But before you can zoom off into the sunset, you need to navigate the winding roads of car financing. In the car-buying world, two options...
