Credit Cards

One important factor to consider if you are trying to improve your credit score is credit utilization. This term refers to the share of your overall available credit that is currently being borrowed. Its importance is due to its effect on your credit score. As...

Moving your current debt from one credit card to another is known in finance as a balance transfer. People usually resort to this transaction to benefit from lower interest rates (or other advantages) offered by the new card provider. Balance transfer credit cards allow you to...