Debt is a growing problem for many people today. If you're struggling under the load of debt, you may be tempted by the idea of taking out a personal loan to consolidate what you owe into one manageable payment. However, you are probably asking yourself:...
Last week brought a major milestone for interest rates as the yield on the 10-year US Treasury bond eclipsed 5% for the first time since 2011. This has immense implications for consumers and investors that warrant close attention. What is the US 10-Year Treasury Bond Yield? The...
Retirement can seem like a far-off concept, especially when you're just starting your career. However, planning and saving for your retirement years is one of the most important financial steps you can take. The decisions you make today about how you manage and invest your...
For business leaders, executives, entrepreneurs, and professionals looking for a new challenge, angel investing allows you to support high-potential startups in the critical early stages while also potentially generating significant investment returns. It connects experienced veterans with emerging innovators. Let's first get grounded on how to...
Having open, honest conversations about finances before taking the leap is crucial. This means laying everything out on the table - your income, debts, spending habits, financial goals, and more. It may feel awkward at first, but creating a safe space to share financial information...
The personal savings rate in America has been on a steady decline over the past few decades. According to data from the Federal Reserve, the savings rate peaked at around 13% in the early 1980s but has since dropped to just 6.2% as of August...
