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How We Work
About Level
Level Personal Loan

How We Work
About Level
Level Personal Loan
Blog

Customer Reviews

Customer Reviews

Lending Specialists

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Level Lending loans are unsecured, closed-end personal loans issued by MBOCAL, Inc. d/b/a Level Lending, a California corporation and licensed consumer finance lender. For detailed information concerning Level Lending’s licensing information, please click here.

Loan approval is not guaranteed. All loans available through Level Lending are subject to certain criteria, including, but not limited to, eligibility criteria, a review of applicant creditworthiness, and credit history. Loan requests of $10,000 require a minimum credit score of 670, a clean credit history, no late payments, no derogatory marks within the last three years, and $5,000 or more monthly individual income with a verifiable income source. This is not an offer for a loan solicitation where prohibited by law. Void where prohibited. Terms and conditions apply.

A representative loan example is as follows: If you qualify, fixed Annual Percentage Rates (APR) range from 15% to 22.9% and are determined at the time of application. Loan terms range from 24 months to 60 months. You could receive a loan of $15,000 with an interest rate of 15%, an origination fee of $100, for a total APR of 15.305%. If you obtain a 60-month loan term, this would result in total finance charges of $6,510.94 and total payments of $21,410.94 with 60 monthly payments of $356.85. Your actual APR, loan term, and loan amount may differ based on key financing characteristics including, but not limited to, eligibility and creditworthiness criteria. Total approved loan amount reflects the origination fee, which, when permitted by law, ranges from .5% to 5% of the loan amount. Not all applicants will qualify for the lowest APR or the maximum loan amount, which are generally available only to borrowers with excellent credit.

For information concerning Level Lending’s licenses that are managed through the Nationwide Multiple Licensing System & Registry, NMLS ID# 1196442, please click here.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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